SCOPE:
Private Car Type Vehicles used for social, domestic and pleasure purposes and also for professional purposes (excluding the carriage of goods other than samples) of the insured or used by the insured’s employees for such purposes but excluding use for hire or reward, racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade.
PREMIUM RATING:
Rating Factors: The premium rating is based on the following factors:
Motorized two wheelers (with or without side car) used for social, domestic and pleasure purposes and for professional purposes (excluding the carriage of goods other than samples) of the insured.
PREMIUM RATING:
Rating Factors: The premium rating is based on the following factors:
SCOPE:
The Commercial Vehicles means all vehicles not provided for under any other section, excluding vehicles running on rails.
A.1 Public Carriers (other than three wheelers)
A.2 Private Carriers
A.3 Goods Carrying Motorized Three Wheelers and Motorized Pedal Cycles. (Public Carriers)
A.4 Goods Carrying Motorized Three Wheelers and Motorized Pedal Cycles. (Private Carriers)
(CLASS D)
In all cases other than Agricultural and Forestry vehicles, Mobile shops and Canteens, Cinema Film Recording and Publicity Vans, Delivery Trucks, Pedestrian controlled Trolleys and Goods Carrying Tractors and Vehicles used for Driving Tuition and Fire Brigade and Salvage Corps. Vehicles, the Standard Policy allows use of the Vehicles for hire or reward.
1. AGRICULTURAL TRACTORS
2. AMBULANCES
3. ANGLE DOZERS
4. ANTI MALARIAL VANS
5. BREAKDOWN VEHICLES
6. BULLDOZERS, BULLGRADERS
7. CINEMA FILM RECORDING AND PUBLICITY VANS
8. CLARK TRACTOR ELEVATORS
9. COMPRESSORS
10. CRANES
11. DELIVERY TRUCKS PEDESTRAIN CONTROLLED
12. DISPENSARIES
13. DRAGLINE EXCAVATORS
14. DRILLING RIGS
15. DUMPERS
16. DUST CARTS WATER CARTS ROAD SWEEPER AND TOWER WAGONS USED FOR OVERHEAD MAINS SERVICE.
17. ELECTRIC TROLLEYS OR TRACTORS
18. ELECTRIC DRIVEN GOODS VEHICLES
19. EXCAVATORS
20. FIRE BRIGADE AND SALVAGE CORPS VEHICLE
21. FOOTPATH ROLLERS
22. FORK LIFT TRUCKS
23. GRABS
24. GRITTING MACHINES
25. HEARSES
26. HORSE BOXES
27. LAWN MOWERS
28. LADDER CARRIER CARTS
29. LEVELLERS
30. LETOURNA DOZERS
31. MECHANICAL NAVVIES, SHOVELS, GRABS AND EXCAVATORS
32. MILITARY TEA VANS
33. MILK VANS (INSULATED)
34. MOBILE PLANT
35. MOBILE SHOPS AND CANTEENS
36. MOBILE SURGERIES AND DISPENSARIES
37. OIL AND PETROL TRANSPORT VEHICLES
38. PLANE LOADERS AND OTHER VEHICLES
39. PRISON VANS
40. REFRIGERATION/PRE-COOLING UNIT
41. RIPPERS
42. ROAD ROLLERS
43. ROAD SCRAPPING, SURFACING AND PRE-MIX LAYING EQUIPMENT
44. ROAD SWEEPERS
45. ROAD SPRINKLERS USED ALSO AS FIRE FIGHTING VEHICLES
46. SCRAPERS
47. SCIENTIFIC VANS
48. SHEEP FOOT TAMPING ROLLER
49. SHOVELS
50. SITE CLEARING AND LEVELLING PLANT
51. SPRAYING PLANT
52. TANKERS
53. TAR SPRAYERS (SELF PROPELLED)
54. TIPPERS
55. TOWER WAGONS
56. TRACTION ENGINES TRACTORS
57. TRIAL BUILDERS, TREE DOZERS
58. TROLLEYS AND GOODS CARRYING TRACTORS
